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What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.

Tuesday, February 20, 2024

As a business owner, you know a lot about your company. But do you know how much it’s worth? The value of your business can be a helpful indicator of where you’re at in the market, and what you can change to help boost its...

Tuesday, February 6, 2024

Leaving your current employer can be a big step. Maybe you are making a career change late in life, or maybe you’re taking a step up at another company. Whatever the reason you’re moving to a new employer,   As a...

Tuesday, January 23, 2024

You want to protect your estate for the future and secure your assets for your heirs after you are gone. An irrevocable life insurance trust could be a great option for your estate planning needs from both an asset and tax perspective....

Tuesday, January 9, 2024

You might be overpaying your tax bill and not even realize it. There are many tax deductions within the United States tax code that you can take advantage of to reduce your taxable income, resulting in a lower tax burden.  As you...

Tuesday, December 12, 2023

Want an exciting retirement? Check out America's National Parks   America is a beautiful country, and its 400 National Parks have some of the best landscapes the country has to offer. Spending retirement hopping across our...

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Tuesday, November 28, 2023

End-of-year money moves As the temperature starts to dip and the calendar inches closer to another year, now may be thetime to consider some year-end financial decisions. Thinking about these choices today couldset you up for a better...

Monday, November 20, 2023

If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time. While promising new treatments are developing and research continues, a cure remains elusive....

Wednesday, November 8, 2023

Divorce is one of the most stressful life events. Even the most amicable splits can be complicated and emotionally draining. We likely all know couples who have gone through divorce, and it can be a trying time for everyone involved....

Tuesday, November 7, 2023

This estate management checklist can help.   Eventually, you will have to leave your hard-earned assets to those you love. While this can seem like a scary process, with the right preparation,...

Wednesday, November 1, 2023

While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by...

Monday, October 30, 2023

Amid a busy week of corporate earnings reports, stocks slumped on cautious earnings guidance, fears of higher interest rates, and growing anxiety over the increasing amount of Treasury bonds and notes coming to market. The Dow Jones...

Tuesday, October 24, 2023

5 Retirement Strategies for Small Business Owners    If you’re a small business owner, you have a lot to juggle: your personal finances, business, employees, and family. Putting so much energy into your day-to-day...

Monday, October 23, 2023

Rising bond yields and uncertainty over whether this was the close of the Fed’s rate-hike cycle dragged markets lower last week despite solid corporate earnings results. The Dow Jones Industrial Average sank 1.61%, while the...

Tuesday, October 17, 2023

SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared...

Monday, October 16, 2023

Stocks ended mixed last week amid the outbreak of hostilities in the Middle East and higher-than-expected inflation data. The Dow Jones Industrial Average gained 0.20%, while the Standard & Poor’s 500 rose 0.45%. But the Nasdaq...

Monday, October 9, 2023

A Friday rally overcame a shaky week, sending stocks mostly higher. The Dow Jones Industrial Average slipped 0.30% for the week. Meanwhile, the Standard & Poor’s 500 gained 0.48%, and the Nasdaq Composite index added 1.60% for...

Tuesday, October 3, 2023

Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much...

Monday, October 2, 2023

Rising bond yields and government shutdown fears left stocks in mostly negative territory for the week. The Dow Jones Industrial Average lost 1.34%, while the Standard & Poor’s 500 slipped 0.74%. The Nasdaq Composite index was...

Tuesday, September 26, 2023

While artificial intelligence (AI) is making headlines today, the concept of "thinking machines" can be traced back to ancient philosophers and mathematicians. The phrase artificial intelligence was first used in the mid-20th century,...

Monday, September 25, 2023

Rising bond yields and fears of a government shutdown hammered stocks last week, with technology shares bearing the brunt of the retreat. The Dow Jones Industrial Average lost 1.89%, while the Standard & Poor’s 500 dropped 2.93%...

Monday, September 18, 2023

Stocks ended the week roughly where they began as investors digested a mixed set of new economic data. The Dow Jones Industrial Average gained 0.12%, while the Standard & Poor’s 500 slipped 0.16%. The Nasdaq Composite index fell...

Tuesday, September 12, 2023

Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We've...

Monday, September 11, 2023

Concerns that the Fed may raise interest rates soured investor sentiment, sending stocks lower in a holiday-shortened trading week. The Dow Jones Industrial Average slipped 0.75%, while the Standard & Poor’s 500 declined 1.29%....

Tuesday, September 5, 2023

Falling bond yields–spurred by weak economic data–helped lift stocks to weekly gains. The Dow Jones Industrial Average advanced 1.43%, while the Standard & Poor’s 500 gained 2.50%. The Nasdaq Composite index...

Tuesday, September 5, 2023

If you ask the average investor which month is the most volatile for the stock market, they will probably say October. It's a reasonable answer, but it's incorrect. Despite October's reputation for market-defining events like the...

Monday, August 28, 2023

Stocks fluctuated last week, jostled by fitful bond yields and headline news, before ending strongly following Fed Chair Powell’s comments on the monetary outlook. The Dow Jones Industrial Average slipped 0.45%, while the...

Monday, August 21, 2023

Stocks extended their August declines last week as higher yields and weak economic data out of China soured investor sentiment. The Dow Jones Industrial Average lost 2.21%, while the Standard & Poor’s 500 retreated 2.11%. The...

Monday, August 14, 2023

Positive inflation data failed to lift stocks from their August doldrums last week as economic data and a ratings downgrade soured investor sentiment. The Dow Jones Industrial Average added 0.62%, while the Standard & Poor’s 500...

Monday, August 7, 2023

Stocks retreated last week as bond yields increased following the Treasury's announcement indicating “a larger-than-expected funding need” and a downgrade in the federal government’s debt rating. The Dow Jones...

Monday, July 31, 2023

A Friday surge pushed stocks solidly into positive territory last week, ignited by cooling in an inflation gauge closely tracked by the Federal Reserve. The Dow Jones Industrial Average advanced 0.66%, while the Standard &...

Tuesday, July 25, 2023

IntroductionOver the last several months, I have met with quite a few self-proclaimed do-it-yourself (DIY) investors who, after struggling with the markets in 2022, approached me asking for a second opinion. Interestingly, almost every...

Monday, July 24, 2023

Stocks moved to the rhythm of earnings season last week, initially rising on positive earnings surprises and faltering later in the week on key earnings disappointments. The Dow Jones Industrial Average rose 2.08%, while the...

Monday, July 17, 2023

Better-than-expected updates last week on consumer and wholesale price inflation buoyed investor sentiment, driving stocks higher and lower bond yields. The Dow Jones Industrial Average rose 2.29%, while the Standard &...

Tuesday, July 11, 2023

Changes to 529 Plans in the SECURE 2.0 ActThe SECURE Act was initially passed by Congress at the end of 2019 and was intended to improve retirement savings opportunities. It was a big deal at the time and the most significant piece of...

Monday, July 10, 2023

Rising concerns about further rate hikes sent stocks lower to kick off the second half of trading.The Dow Jones Industrial Average lost 1.96%, while the Standard & Poor’s 500 retreated 1.16%. The Nasdaq Composite index...

Thursday, July 6, 2023

What if your child needs braces? The cost may be as much as $6,000 for metal braces—more modern versions can run as much as $13,000. Your health insurance may cover only a portion of the cost. If you're well past the braces stage...

Monday, July 3, 2023

Stocks posted gains for the week to close out a stellar month, aided by positive economic data and reports that all major banks had passed the Federal Reserve’s annual stress test.The Dow Jones Industrial Average gained 2.02%,...

Monday, June 26, 2023

Stocks took a breather last week as investors digested the previous week’s surge and the month-to-date solid gains.The Dow Jones Industrial Average lost 1.67%, while the Standard & Poor’s 500 fell 1.39%. The Nasdaq...

Thursday, June 22, 2023

Getting your affairs in order and outlining what you want done with your estate after you’re gone is one of the greatest gifts you can leave your loved ones. However, not preparing for the transfer of your assets can lead to...

Tuesday, June 20, 2023

Stocks climbed last week as reassuring inflation data boosted investor hopes that the rate-hike cycle was nearing an end amid fresh economic data pointing to continued economic resilience.The Dow Jones Industrial Average rose 1.25%,...

Wednesday, June 14, 2023

Senior care costs can be overwhelming, particularly when long-term care is required due to illness or medical conditions. With the number of seniors in the U.S. expected to rise exponentially by 2030, it's crucial to be prepared for...

Monday, June 12, 2023

A late-week rally sent stocks into positive territory, with the S&P 500 index closing just shy of the 4,300 mark.The Dow Jones Industrial Average gained 0.34%, while the Standard & Poor’s 500 added 0.39%. The Nasdaq Composite...

Monday, June 5, 2023

Stocks surged higher in the closing days of a holiday-shortened trading week, ignited by a political resolution on raising the debt ceiling and a strong employment report.The Dow Jones Industrial Average rose 2.02%, while the Standard...

Tuesday, May 30, 2023

Markets moved in sync last week with perceived movement in debt ceiling talks, weakening early in the week and then surging on news of progress. A solid quarterly report and guidance from a mega-cap technology company helped with...

Thursday, May 25, 2023

Estate management can be a complex and daunting task for many people, but it’s a critical step in helping your assets get managed and distributed according to your wishes.One popular tool that can be used in estate strategies is...

Monday, May 22, 2023

Stocks rallied last week, propelled by growing optimism over reaching a deal on raising the debt ceiling and avoiding a technical debt default by the U.S.The Dow Jones Industrial Average edged 0.38% higher, while the Standard &...

Monday, May 15, 2023

Stocks were mixed last week as good inflation news was offset by mounting debt ceiling concerns and rekindled regional banking fears.The Dow Jones Industrial Average lost 1.11%, while the Standard & Poor’s 500 slipped 0.29%. The...

Thursday, May 11, 2023

Economies move in cycles – always have, always willThe Federal Reserve has been steadily increasing interest rates in an attempt to slow the rate of inflation. Its efforts are yielding some results, although inflation remains...

Monday, May 8, 2023

A Friday rebound, triggered by a big tech company’s earnings beat and a strong jobs report, shaved much of the week’s accumulated losses.The Dow Jones Industrial Average fell 1.24%, while the Standard & Poor’s 500...

Monday, May 1, 2023

Strong earnings from several mega-cap technology companies offset renewed regional banking jitters and weak economic data, leaving stocks higher for the week.The Dow Jones Industrial Average gained 0.86%, while the Standard &...

Friday, April 28, 2023

Fun fact: You probably have dozens of credit scores out there, and each one might be a different number.You’re probably familiar with a credit score, why it’s essential, and what it’s used for, but do you know how...

Monday, April 24, 2023

Stocks remained resilient last week amid mixed earnings reports, hawkish Fed-speak, and lingering recession fears, closing out the five trading days with small losses.The Dow Jones Industrial Average slipped 0.23%, while the Standard &...

Monday, April 17, 2023

Discussing personal finances is important for any couple preparing for marriage. However, this topic can be more complicated for those who remarry later in life.If you’re remarrying later in life, one of your goals should be to...

Monday, April 17, 2023

The combination of an improving inflation outlook resulted in a week of uneven, albeit positive, performance, in which cyclical and financial stocks rallied while technology, real estate, and utilities lagged. The Dow Jones...

Saturday, April 15, 2023

I was having breakfast recently at a highly recommended restaurant.The food, service and atmosphere were all great!  However, what caught my attention was seemingly insignificant, but profound when observed by a former restaurant...

Monday, April 10, 2023

Stocks ended a shortened week of trading mixed amid revived recession fears on Wall Street triggered by weak economic data.The Dow Jones Industrial Average gained 0.63%, while the Standard & Poor’s 500 slipped 0.10%. The Nasdaq...

Monday, April 3, 2023

Stocks rallied last week on receding fears of a widening banking crisis, led by resurging investor interest in technology and communication services names.The Dow Jones Industrial Average gained 3.22%, while the Standard & Poor’s...

Sunday, April 2, 2023

My daughter showed an interest in equestrian riding, specifically, "jumping" when she was 5 or 6 years old.  She is now 14 and still jumping!I have supported her passion, but my wife has truly been the driver and fully engaged...

Monday, March 27, 2023

Modest gains in major market indices masked sharp volatility amid the uncertainty arising from mixed messages emanating from public officials and revived banking fears. The Dow Jones Industrial Average gained 1.18%, while the Standard...

Monday, March 20, 2023

Amid the reverberations of two U.S. banks being taken over by regulators and the spread of uncertainty to European banks, stocks trended higher last week on the strength of the technology sector.The Dow Jones Industrial Average was...

Monday, March 13, 2023

Stocks tumbled last week as investors reconsidered their interest rate expectations after Fed Chair Powell’s Congressional testimony that rates may need to go higher. Stocks also were rattled when a west coast bank was placed...

Monday, March 6, 2023

A late-week surge, triggered by reassuring Fed-speak, propelled stocks higher last week.The Dow Jones Industrial Average gained 1.75%, while the Standard & Poor’s 500 advanced 1.90%. The Nasdaq Composite index picked up 2.58% for...

Monday, February 27, 2023

Concerns over a firmer monetary policy were heightened by fresh economic data, touching off a climb in bond yields and a slide in stock prices last week.The Dow Jones Industrial Average skidded 2.99%, while the Standard & Poor’s...

Tuesday, February 21, 2023

Growing concerns about further interest rate hikes, prompted by fresh economic data, reversed early-week gains and left stocks mixed for the week.The Dow Jones Industrial Average slipped 0.13%, while the Standard & Poor’s 500...

Monday, February 13, 2023

Stocks drifted lower as a week of mixed earnings reports and resurgent worries over Fed monetary policy dragged on investor sentiment. The Dow Jones Industrial Average slipped 0.17%, while the Standard & Poor’s 500 declined...

Monday, February 6, 2023

Stocks were mixed last week following better-than-expected corporate reports and increasing optimism over a slowdown in interest rates.The Dow Jones Industrial Average edged lower, slipping -0.15%. The Standard & Poor’s 500 rose...

Monday, January 30, 2023

Stocks added to their early 2023 gains amid a busy stream of mixed corporate earnings results and conflicting economic data.The Dow Jones Industrial Average gained 1.81%, while the Standard & Poor’s 500 added 2.47%. The Nasdaq...

Monday, January 23, 2023

Stocks showed mixed results last week as recession fears resurfaced in response to weak economic data and a tepid start to a new corporate earnings season.  The Dow Jones Industrial Average skidded 2.70%, while the Standard &...

Tuesday, January 17, 2023

Stocks rallied last week thanks to fresh confirmation of inflation’s cooling trend and growing optimism that an inflation slowdown may provide the Fed with space to ease up on future rate hikes.The Dow Jones Industrial Average...

Monday, January 9, 2023

A strong Friday rally triggered by fresh signs of moderating inflation pushed stocks into positive territory to begin the new year. The Dow Jones Industrial Average rose 1.46%, while the Standard & Poor’s 500 advanced 1.45%....

Tuesday, January 3, 2023

In a holiday-shortened week, erratic trading left stocks marginally down for the week.The Dow Jones Industrial Average lost 0.17%, while the Standard & Poor’s 500 slipped 0.14%. The Nasdaq Composite index fell 0.30%. The MSCI...

Monday, December 19, 2022

Hawkish comments by the Fed and weak economic data heightened investors’ recession concerns and sent stocks lower last week.The Dow Jones Industrial Average lost 1.66%, while the Standard & Poor’s 500 retreated 2.08%. The...

Monday, December 12, 2022

Recession fears and concerns that the Fed may consider a longer rate-hike cycle sent stocks lower for the week.The Dow Jones Industrial Average dropped 2.77%, while the Standard & Poor’s 500 fell 3.37%. The Nasdaq Composite index...

Monday, December 5, 2022

Stocks ended higher last week as investors navigated the crosscurrents of a potential easing in future rate hikes and continued strength in the labor market.The Dow Jones Industrial Average edged 0.24% higher, while the Standard &...

Monday, November 28, 2022

Growing optimism that the Fed may be ready to ease future interest rate hikes sent stocks higher in a quiet trading week.The Dow Jones Industrial Average gained 1.78%, while the Standard & Poor’s 500 added 1.53%. The Nasdaq...

Monday, November 21, 2022

The stock market edged lower last week as it digested a crosscurrent of conflicting economic data and contrasting comments from Fed officials.The Dow Jones Industrial Average was flat (-0.01%), while the Standard & Poor’s 500...

Monday, November 21, 2022

Short Clip on 7% inflation adjustments for 2023. Best of Winter Park Winners Announced!

Monday, November 14, 2022

A cooling inflation number ignited a powerful rally on Thursday, sending stocks to strong gains for the week.The Dow Jones Industrial Average gained 4.15%, while the Standard & Poor’s 500 added 5.90%. The Nasdaq Composite index...

Monday, November 7, 2022

Hawkish comments by Fed Chair Jerome Powell, following the announcement of another 75 basis points interest rate hike last week, cast a pall over financial markets, sending yields higher and stocks lower.The Dow Jones Industrial...

Monday, October 31, 2022

Stocks overcame poor earnings results from some of America’s largest companies to post gains last week as investors cheered positive earnings surprises, easing inflation and a rebound in economic growth.The Dow Jones Industrial...

Monday, October 24, 2022

A positive start to a new earnings season and late-week hopes for a near-term easing in Fed rate hikes lifted investors’ spirits and powered stocks to gains for the week.The Dow Jones Industrial Average jumped 4.89%, while the...

Thursday, October 20, 2022

Short chip on relaxing rules for "Bene" IRAs!

Wednesday, October 19, 2022

Hi Clients, family, and friends! This is a friendly reminder that this Friday (10/21/22) is the last day to submit your votes for 2022's Best of Winter Park- Financial Planning Firm! As you know, we at Security Finacial Management...

Monday, October 17, 2022

Stocks were mixed last week amid wide intra- and inter-day price swings, as technology shares bore the brunt of the downdraft.The Dow Jones Industrial Average gained 1.15% for the week. Meanwhile, the Standard & Poor’s 500...

Monday, October 10, 2022

A powerful two-day stock rebound cemented a positive week for investors as a new trading month began.The Dow Jones Industrial Average rose 1.99%, while the Standard & Poor’s 500 added 1.51%. The Nasdaq Composite index increased 0...

Thursday, October 6, 2022

Security Financial Management is proud to announce the reinstatement of our "Financially Speaking with SFM" broadcast! Please watch Our Founder's Food For Thought on today's market conditions! "Financially Speaking with SFM" is now hosted i

Monday, October 3, 2022

Rising recession fears and uncertainty in the bond and currency markets sent stocks to new 2022 lows last week.The Dow Jones Industrial Average declined 2.92%, while the Standard & Poor’s 500 slumped 2.91%. The Nasdaq Composite...

Monday, October 3, 2022

Best of Winter Park 2022 Voting!  Hello Friends, Family, and ClientsIt’s that time of year again to VOTE for The Best Businesses and Cultural Institutions in Winter Park! Security Financial Management is fortunate to be...

Tuesday, September 27, 2022

As you know, hurricane season can be very hectic, and The Security Financial Management Team wants to check-in with you and your family! Please note 20+ Hurricane Safety Tips as we all prepare and take the necessary precautions!

Monday, September 26, 2022

Last week, Fed Chair Powell said the U.S. would not tame inflation without economic pain. This week heightened recession fears and sent stocks broadly lower.The Dow Jones Industrial Average dropped 4.00%, while the Standard &...

Monday, September 19, 2022

A hotter-than-expected inflation report sent stocks sharply lower last week as investors faced the prospect of more aggressive interest rate hikes by the Federal Reserve for perhaps a longer period.The Dow Jones Industrial Average fell...

Monday, September 12, 2022

In a holiday-shortened week of trading, stocks posted healthy gains despite more tough talk on monetary policy from Fed officials.The Dow Jones Industrial Average rose 2.66%, while the Standard & Poor’s 500 gained 3.65%. The...

Tuesday, September 6, 2022

The overhang of Fed Chair Powell’s Jackson Hole speech the previous week carried over into last week as investors recalibrated stock valuations amid a seemingly more assertive monetary policy stance.The Dow Jones Industrial...

Monday, August 29, 2022

A comprehensive sell-off on Friday following comments by Fed Chair Jerome Powell drove stocks to losses for the week.The Dow Jones Industrial Average tumbled 4.22%, while the Standard & Poor's 500 dropped 4.04%. The Nasdaq Composite...

Monday, August 22, 2022

Stocks tumbled on Friday, sending stocks to a weekly loss after an otherwise quiet August week of trading.The Dow Jones Industrial Average slipped -0.16%, while the Standard & Poor’s 500 lost 1.21%. The Nasdaq Composite index...

Friday, July 15, 2022

Record high inflation, rising interest rates, and recession fears led equities lower in June.  Emerging markets (-6.6%), outperformed both US (-8.3%) and international equities (-9.3%) during the month. Within emerging markets, Chinese equi

Thursday, July 7, 2022

The Federal Reserve’s recent attempt to tame inflation has resulted in a sharp decline in bond prices. The current situation is incredibly unique. Through May 31, 2022, core bonds, as represented by the Bloomberg US Aggregate index, have fa

Monday, June 20, 2022

The markets have officially crossed into bear territory with the S&P falling +20%. In this video Our CIO, Kara Murphy takes a look at the equity and fixed income markets and some of our favorite indicators about the current market...

Monday, June 6, 2022

History of Bull & Bear MarketsBehavioral science tells us current events have a greater impact on our perception and decisions than the past. In 2022, investors are faced with extreme uncertainty given record inflation and recession...

Wednesday, May 18, 2022

Tuesday, May 10, 2022

5/9/22 - Market outlook and analysis from well-respected Economist...Brian Wesburg and his team!

Wednesday, May 4, 2022

Tuesday, May 3, 2022

Tuesday, April 26, 2022

Wednesday, April 6, 2022

Monday, April 4, 2022

Monday, March 28, 2022

Tuesday, March 15, 2022

Monday, November 15, 2021

Three Consecutive Years On Top!! Wow! Unbelievably humbled, honored, and appreciative of our community, clients, and every individual who showed our firm support! Thank you for voting Security Financial Management for the third...

Thursday, October 21, 2021

Everyone experiences financial pitfalls, and federal employees are no different. From not having a financial plan, starting to save for retirement too late, or not being aware of your expenses, to being underinsured, the list could go...

Monday, September 27, 2021

The Winter Park Chamber of Commerce is accepting votes to select the best companies in town. In 2019 and 2020, Security Financial Management was recognized as the Best Financial Planning Firm. Our firm is honored, once again, to be...

Friday, September 17, 2021

All types of insurance are based on the premise of “better safe than sorry.” We all know it’s wise to put precautionary measures in place before calamity strikes. But shopping for insurance—particularly life...

Wednesday, August 18, 2021

Women face unique retirement challenges that men (on average) simply don’t have to manage. For instance, even though women today are better educated and have more career opportunities than ever before, (1) they still consistently...

Wednesday, July 14, 2021

Some topics are more challenging than others to discuss with your children. I’m not talking about the birds and the bees; I’m talking about dollars and cents! Parents want their children to succeed financially, but...

Monday, June 28, 2021

In 1985, COBRA was enacted to protect workers after leaving a job to be covered under their employer’s plan for up to 18 months. The intent of this law was to protect the American worker until they found gainful employment and...

Thursday, June 17, 2021

Financial planning isn’t just about the numbers, it’s about your life. But it can be difficult to know where to start and how to create a plan that reflects your values, personality, goals, and circumstances. At Security...

Tuesday, June 15, 2021

You’ve heard the old saying; the only certainties in life are death and taxes. Well, that’s one way to get into the conversation about life insurance. We’ve often heard no one wants life insurance, but they do want...

Monday, May 10, 2021

You’re probably familiar with the basics of estate planning: wills, trusts, powers of attorney, and medical directives. Maybe you’ve even organized and documented your life so that someone else can manage things if...

Monday, April 19, 2021

The Client The couple in this case study came to Security Financial Management in need of reassurance and guidance for retirement. Both in their 50s, the husband is a successful executive working for Lockheed Martin and the wife works...

Tuesday, March 16, 2021

As many may already know, Lockheed Martin has a very competitive benefits package. If you work at Lockheed Martin or know someone who works at Lockheed Martin, it is important to be informed of some changes in the very near future....

Wednesday, February 24, 2021

We are excited to announce our TV show "Financially Speaking with SFM" Please tune in, Sunday at 11am on WOFL Fox 35 | Watch our exclusive financial and market updates!

Thursday, February 18, 2021

There are certain things you don’t want to gamble with in life, like your retirement savings, how you raise your kids, or your health, just to name a few. But there is one risk you may not even be aware that you’re taking,...

Tuesday, February 2, 2021

You may have heard the news about stocks for certain companies suddenly ballooning, quickly going from lunch money prices to several hundred dollars a share. In one case, the shares rose over 1700% since December 2020.1 So, what...

Tuesday, January 19, 2021

This an article from Wealth Management.com, regarding proposed income and payroll tax changes. Please let us know if you would like to discuss and we will be happy to collaborate with your tax advisor and estate planning attorney to...

Thursday, January 14, 2021

Are you worried about the future of our economy? Have the chaotic events of 2020 left you wondering how a volatile economy might affect your own finances? If so, you’re not alone. In January, more than 50% of Americans are still...

Saturday, January 9, 2021

After a bit of political posturing in December, the $900 billion Consolidated Appropriations Act of 2021 (2021 CAA) was signed into law by President Trump as the COVID-19 pandemic continues to impact employers and employees...

Saturday, January 9, 2021

After a bit of political posturing in December, the $900 billion Consolidated Appropriations Act of 2021 (2021 CAA) was signed into law by President Trump as the COVID-19 pandemic continues to impact employers and employees...

Tuesday, December 22, 2020

For many of us, 2020 has been a year unlike any other. For some, it’s brought hardships that have tested the hardiest of souls. For others, it has brought unspeakable loss. Yet, we press on, and as we do, we may be surprised to...

Wednesday, December 9, 2020

On October 13, 2020, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 1.3 percent cost-of-living adjustment (COLA) for 2021. This adjustment will begin with benefits payable...

Monday, December 7, 2020

Retirement is the resolution of your career, the time for all those decades of working and saving to finally pay off. The last thing you want to experience at this momentous milestone is regret. Although regret is simply a part of life...

Wednesday, December 2, 2020

As the United States sees a rise in cases of COVID-19 across the nation, news of two promising vaccines out of hundreds being tested has offered a ray of hope for a fatigued world.1A positive reaction to these vaccines affects every...

Monday, November 9, 2020

Not only can talking about money be uncomfortable, but the intricacies of how financial advisors work can seem overly complicated. This is likely one of the reasons why investors are confused by wealth management fees and don’t...

Thursday, October 22, 2020

Every year, the Winter Park Chamber of Commerce reaches out to the community to nominate, vote for, and celebrate the best local businesses and cultural institutions in over 30 categories. We are proud to announce, for the second year...

Friday, October 9, 2020

We are less than a month away from the much-anticipated 2020 presidential election. Debates are in full swing, the political news cycle is endless, and we’re hearing plenty about the platforms the candidates are campaigning on,...

Saturday, October 3, 2020

Please join us in celebrating the 43rd Anniversary of Genesis House through the month of October! Genesis House provides emergency shelter for suddenly homeless mothers and their children, student mothers with children who need help to...

Wednesday, September 23, 2020

The Winter Park Chamber of Commerce is accepting votes to select the best companies in town. In 2019, Security Financial Management was recognized as the Best Financial Planning Firm. Our firm is honored, once again, to be nominated...

Friday, September 4, 2020

To say that 2020 has thrown us a few curveballs is putting it mildly! You are undoubtedly experiencing some anxiety concerning your retirement plans (among other things). And although much is out of your control right now, take comfort...

Saturday, August 8, 2020

The coronavirus pandemic and its far-reaching implications has wreaked havoc across the globe. Calling these uncertain times sounds like a gross understatement that doesn’t do justice to the level of stress you’re...

Saturday, June 27, 2020

Entrusting your money to someone else is not something you do blindly. Whomever you choose to work with will have an important role in your financial future, so we thought you might want to get to know our advisor team a bit more so...

Monday, June 8, 2020

To say the coronavirus pandemic has taken the world by storm wouldn’t do justice to the severity of the situation. Unfortunately, we’re having to balance the negative effects of this widespread virus with job loss, reduced...

Thursday, May 21, 2020

Few life events are more stressful than a job loss. If you or someone you know is in this situation due to COVID-19, you’ll likely have several questions about job hunting, unemployment insurance, and health care. You may also...

Tuesday, May 19, 2020

Dear Valued Clients and Friends, As we continue to navigate through these unprecedented times, we want to remind you that our offices are currently opened, if you need anything. We are available for in person meetings (keeping in mind...

Tuesday, May 19, 2020

The recent market volatility serves as another reminder of how markets can react, when fear and uncertainty strike. I often wonder what people are feeling and thinking right before they act to sell investments, after a sizable decline...

Monday, May 11, 2020

Security Financial Management has been known for its diversified approach to investing and financial planning. Many people think of a financial planning firm as giving advice on money and how to invest. But, there are many other...

Friday, May 1, 2020

Security Financial Management has a strong management team, but more than that, we consider everyone who touches your account to be an important part of our family. On this team, you’ll find people who share our vision of doing...

Saturday, April 11, 2020

If you’re like most Americans, you’ve suddenly found yourself spending all your time at home. With the absence of commuting, socializing, or other outside-the-home activities, you may be wondering how you can make the best...

Saturday, April 4, 2020

The team of financial advisors at Security Financial Management wants to give back to our community during the coronavirus pandemic. We are now offering pro bono financial advice during this crisis. Got Questions? Email Us At...

Thursday, April 2, 2020

Last week Congress passed the 2020 CARES Act, the name being an acronym for the Coronavirus Aid, Relief, and Economic Security Act. The $2.2 trillion-dollar program is the largest economic stimulus package in United States history. The...

Tuesday, March 24, 2020

Your Security Financial Management team is committed to your well-being and to providing the highest quality service to you through all kinds of situations. As our community and world deals with the rapidly developing coronavirus...

Thursday, March 12, 2020

As global markets continue their roller coaster ride due to fears surrounding the coronavirus, our most recent bull market officially turned into a bear market. But what does that mean? And are we on the verge of another recession like...

Monday, March 9, 2020

Celebrate our new office with us! Meet and Greet / Ribbon Cutting Wednesday, March 25th 4:00 PM to 6:00 PM 8245 Devereux Dr.; Suites 101 and 103; Melbourne, FL 32940 Please join Security Financial Management of Brevard and the American...

Monday, March 9, 2020

Are you planning on Social Security making up a significant portion of your retirement income? If so, you’re in the same boat as more than half of American retirees. (1) With a program that impacts so many individual lives, you...

Wednesday, March 4, 2020

Did you know that those age 65 today can expect to pay $285,000 in out-of-pocket healthcare costs in retirement?. These expenses can quickly derail your golden years—especially if you never see them coming. But excessive...

Friday, February 28, 2020

The financial markets took a big dip early this week over fears about the spreading coronavirus, erasing gains from earlier this year. After the Dow lost over 800 points on Tuesday, it was down a total of 1,900 points in two days. (1)...

Tuesday, February 25, 2020

Do you remember the days when you could give generously to others and get a nice tax break as an added benefit? Even if you didn’t donate money for the sole purpose of saving on your taxes, it was a nice perk come tax time....

Wednesday, February 5, 2020

Last month the sports world was shocked at the tragic death of Kobe Bryant, his daughter and seven others. As financial advisors, one of the first things we think about is, we hope his estate planning was in order! Especially for his...

Wednesday, January 22, 2020

If you’re one of our clients, you probably know we have multiple offices in Florida to serve your needs. But did you know that we also have an office in Rochester, Minnesota? As our firm continues to grow, we want to be able to...

Monday, January 13, 2020

It never fails when it comes to each New Year! We all have these goals, to better ourselves: get in better shape, lose weight, get more organized, have a budget, save for retirement, travel and the list goes on and on. Somehow after...

Saturday, January 11, 2020

The holidays have come and gone, but don’t let that stop you from giving to your favorite charities. They are always in need of generous donations and contributions to support their mission and cause, which is why it’s...

Thursday, November 14, 2019

With a world of information at our fingertips, we can find reviews, history, product specifications, and more details than we’ll ever need about anything we want to buy. In other words, before making a major purchase, we can arm...

Saturday, November 9, 2019

While walking my dog this morning, I reflected on the previous day’s conversation with my 82-year-old mom.One of her dearest friends of 75 years (there is a group of 4 that have known each other since the age of seven) just lost...

Thursday, October 24, 2019

We are honored to be nominated for the best financial planning firm in Winter Park. https://winterpark.org/best-of-winter-park-voting-page

Saturday, October 12, 2019

It’s that time of year again to take a look at your Medicare coverage or the Medicare coverage for a loved one. The Annual Election Period starts on October 15th and ends on December 7th. This is the time when you can make a...

Friday, September 20, 2019

Historically, investing in stocks has benefited investors with compounding growth over time, helping investors prepare for financial goals and outpace inflation. Unfortunately, investors are human and make mistakes at times, when...

Tuesday, September 3, 2019

What’s coming between you and your savings goal? Is it housing costs or medical expenses? Maybe it’s the ever-escalating college tuition fees or the general cost of living increases we’ve been seeing? For many people,...

Saturday, August 24, 2019

By Viki Hamilton and Suzanne Breitwieser-Stopa Regardless of how it happens, it can be shocking for any woman to experience the transition into becoming suddenly single. And for many women, divorce or widowhood presents many challenges...

Thursday, August 15, 2019

I was with my family in beautiful Jackson Hole, Wyoming this summer with another family, where we had many great adventures. One adventure was taking the tram up to the top of the mountain. The tram is a huge gondola with a capacity of...

Saturday, July 27, 2019

By David Allen & Frank Lovaglio It might be hard to believe that a market downturn is coming, what with the markets having the best first half of a year since 1997 (1) and the Dow having the best June since 1938. (2) But as we know,...

Friday, July 19, 2019

Turning 65 and still working? Should you take Medicare? If so, do you continue on your employer coverage? In most cases, the answer is yes. When you turn 65, you are entitled to Medicare Part A (Hospital coverage) if you have worked...

Wednesday, May 8, 2019

Common mistakes many people make as they enter and prepare for retirement are their decisions regarding Social Security benefits and Medicare benefits. Many make these decisions without understanding how they work together. Taking your...

Tuesday, April 23, 2019

For many of our clients, the topic of Medicare can be a confusing one. When do I take it? What are my options? How does it affect my spouse and/or my company benefits? At SFM, we believe it is our responsibility to educate our clients...

Wednesday, January 2, 2019

Happy New Year! The following is an excerpt of a letter written by Larry Swedroe of Buckingham Asset Management Please contact your SFM advisor with any questions. Adam Butler of ReSolve Asset Management once offered the following...

Wednesday, September 12, 2018

The path to success in many areas of life is paved with continual hard work, intense activity, and a day-to-day focus on results. However, for many investors who adopt this approach to managing their wealth that can be turned upside...

Tuesday, August 7, 2018

As financial planners, it is our job to establish financial plans with long term and short term goals for our clients. The plan is only the beginning and it is also our job to evaluate the overall plan on a consistent basis to assure...

Wednesday, July 25, 2018

Last week’s schedule happened to involve more travel than usual. In the span of five days I found myself in Omaha (at home), Des Moines, New York, Chicago, and Denver. On each of those days I followed my usual routine of waking...

Tuesday, February 6, 2018

What would you do if your investments lost 10% in a single day? A) Add more money to my account. B) Hold steady with what I've got. C) Yank my money; I wouldn't be able to stand any more losses. If investors buy the right investments...

Wednesday, December 27, 2017

Consult your tax advisor to see if you should address strategies by year end. The Tax Cuts and Jobs Act legislation was signed into law on December 22, 2017. The Act makes extensive changes that affect both individuals and businesses....

Wednesday, December 20, 2017

GOT QUESTIONS? WE'VE GOT ANSWERS.Financial - Investment – Tax – Legal Call (407) 740-6553 or Request a Call Financial Advisors, Accountants & Lawyers standing by to take your calls!! Take advantage of our FREE call-in event...

Wednesday, December 13, 2017

Are you feeling charitable? Do you own a Traditional IRA? Are you over the age of 70 ½? What if I told you that you could transfer up to $100,000 yearly from your Traditional IRA directly to charity and not pay any tax on that...

Wednesday, November 15, 2017

Congress Approves Bill and President Trump Signs Bill the Day After The White House explained that the above act will “provide targeted tax relief for taxpayers impacted by Hurricanes Harvey, Irma, and Maria. In addition to...

Wednesday, November 1, 2017

Security Financial Management is glad to sponsor the 2017 Heart Walk, the American Heart Association's premiere event in Orlando that raises funds and celebrates progress in the fight against this country's No. 1 and No. 5 killers -...

Sunday, October 1, 2017

REGISTER HERE!!! Date: Thursday, October 12 at 12:00 p.m. ET Host: Mike Allen, Financial Advisor, Security Financial Management Description: Have you had "the talk" with your adult children? We'll provide pointers for talking with your...

Friday, August 18, 2017

These clients presented this special award to Rita for helping them through a very difficult time with another company.

Monday, June 12, 2017

After years of accumulating sweat equity, advisors eventually come to the question, "what is my business worth?" SFM Advisor Group is glad to provide a fair practice valuation for Florida financial advisors who may be nearing...

Monday, June 12, 2017

As financial professionals, we have accepted the responsibility of caring for our clients’ financial wellbeing and have agreed to the highest standard of care and concern in helping them achieve their long-term goals. But while...

Monday, June 12, 2017

Many advisors go from wirehouse to independent practice with few resources in place – it’s a plunge into the great unknown in which experience and intuitiveness can only help keep advisors afloat. Many still find that even...

Monday, June 12, 2017

It’s common sense that firms without a succession plan risk the loss of both clients and referrals. As advisors get older, smart investors naturally begin to wonder about whether their advisor has a succession plan in place....

Sunday, June 11, 2017

We’re always looking to leverage new technology to do our jobs better. Recently, we’ve come across an interactive tool that allows us to do just that. It’s called Riskalyze. This unique tool’s patented Risk...

Sunday, June 11, 2017

Why is it that we get frustrated over spending five minutes in the fast-food drive-thru as opposed to the typical 90 seconds. Are we that much in a hurry? Anyone not from the United States might easily become bewildered by our behavior...

Sunday, June 11, 2017

The popularity of Dave Ramsey’s no-nonsense approach to money management has spurred an ever-growing movement of investors who want to approach their finances the way Dave would approach them. As a Dave Ramsey SmartVestor Pro, we...

Sunday, June 11, 2017

It’s well known that knowledge is power. It never fails to amaze me how a simple fact or tidbit of information can dramatically impact our ability to be effective, whether that effectiveness is manifested in our homes, careers,...

Wednesday, June 7, 2017

Wednesday, April 19, 2017

If you're approaching retirement, it's likely you'll have questions about Medicare and the role it will play in allowing you to maintain your health as well as your standard of living. You won't want to miss our free webinar covering...

Monday, March 27, 2017

The gold standard. Good as gold. The golden years… So many of our expressions of value and excellence derive from gold. We even use it to symbolize the lifelong commitment (ideally) of marriage. But when it comes to investing,...

Monday, March 20, 2017

Retirement planning always brings about challenges. As a result, you might be interested in a recent webinar I hosted for Lockheed Martin employees which examines 5 challenges that result when delving into the retirement planning...

Monday, February 27, 2017

You’ve heard the old saying; the only certainties in life are death and taxes. Well, that’s one way to get into the conversation about life insurance. We’ve often heard no one wants life insurance, but they do want...

Monday, February 20, 2017

Predictions on November 7, 2016, the day before voters elected Donald Trump as our next president… “As the historic 2016 U.S. presidential election approaches, major Wall Street analysts agree that the S&P 500 will likely...

Saturday, February 11, 2017

Since the “great recession,” interest rates have been considered low by historical standards, and it’s not just a recent phenomenon. Real interest rates and inflation have been in decline since the 1980s. While this...

Monday, January 30, 2017

Fly fishing has been my lifelong passion, and I’ve tried for nearly four decades to inspire some modicum of that passion in my wife, Vicky. She’s fished with me over the years, but generally as a neutral observer. Even a...

Saturday, January 14, 2017

January 26th at 6:00 p.m. ET https://attendee.gotowebinar.com/register/5623265683101127427 January 27th at 11:00 a.m. ET https://attendee.gotowebinar.com/register/8833676908486163715 Over the years, I have had the pleasure of guiding...

Saturday, January 7, 2017

Your life is unique, so your financial plan should be too. It should help you gain greater clarity around your goals and challenges and create a path for you to follow. There are 3 simple steps to creating a financial plan with many...

Tuesday, January 3, 2017

The rising cost of healthcare impacts everyone whether you’re current working and have a rich benefits program or you are retired and utilizing Medicare. Even still, planning for the cost of healthcare in retirement is often...

Tuesday, December 20, 2016

This is a heavy and uncomfortable question that seems impossible to answer at first. While no one has a crystal ball that predicts the future, there are leading indicators that can help you come up with an estimate. Thanks to medical...

Monday, December 12, 2016

Do you know how you want to spend your time in retirement? What is your vision of how you will spend your time in retirement? Rather than taking a 50,000 foot view, get specific! Think of an average day and how the hours you used to...

Monday, December 5, 2016

There are many rules of thumb to help determine your needs in retirement and if you haven’t calculated it out, the sooner you do, the better you can plan. Beyond a guesstimate that considers just your current savings, social...

Monday, November 28, 2016

Some People think the process is very cumbersome (and potty training a puppy is not?). The process of buying life insurance really is not as difficult as most people think. There is a process of what is called underwriting that helps...

Tuesday, November 15, 2016

Even if you don’t consider yourself much of a gambler, you probably can answer this question correctly: Are you likely to lose more money placing one $100 bet or 50 $2 bets? If you answered the $100 bet you are right, but what...

Tuesday, November 8, 2016

As a financial planner, I guide my clients through many of life's transitions. I have more and more financial planning clients who are recent "Empty Nesters" and have no need for all the space in the home where they raised their...

Tuesday, November 1, 2016

Stock Market Performance in the Periods Following All-Time Record Highs This is the second in a two-part blog of our Quarterly Investment Committee Briefing. On August 15, several of the major U.S. stock market indices reached all-time...

Tuesday, October 25, 2016

So far this year, one of the big stories in global markets was the surprise Brexit vote in the third week of June. Conventional wisdom was that this event was a harbinger of future economic weakness and lower markets. Markets fell a...

Monday, October 17, 2016

The problem with good advice is that it tends to be boring, especially when it comes to your portfolio. This is a good thing. For investors, excitement can be your worst enemy. Excitement generates headlines; it causes people to be...

Tuesday, October 11, 2016

As we approach Election Day on November 8, there will be endless debate, prognostication and media hype. But even before a single vote has been cast, the potential results are already being priced into stocks around the world. While...