Broker Check

Supplemental Medicare Coverage

Know Your Options

It’s important to take into account several considerations when determining whether Medicare will meet your future health care needs. The popular government insurance program pays for a portion of health care expenses for most U.S. residents who are 65 or older, along with younger people with certain disabilities, people with end-stage renal disease (ESRD) and people with ALS. Costs not covered by Medicare may include prescription drugs, deductibles and coinsurance.

Your Medicare choices will depend on several factors, including: 

  • Are you retired, or will you or your spouse continue to work?
  • Will you have access to medical and/or prescription drug coverage through an employer group health plan?
  • How does your employer group health plan compare with Medicare supplement plans and Medicare Advantage plans?

These touch on just a few of the factors you’ll need to think about when determining whether you’ll need a Medicare Supplemental Insurance Plan.

The complexity of available options for supplemental insurance coverage is vast, and deciding which plan is right for you can be overwhelming. Multiple types of coverage are available with varying levels of associated costs.

We’re here to help you compare plans and evaluate your options, assist in the purchasing of plans, assist with claims, and answer any questions or concerns for the duration of your policy. We have access to top insurance plans available in Florida, and want to ensure you have the coverage that best meets your specific health coverage needs.

It’s not too early to begin exploring your Medicare options. You can and should start the process before you turn 65. Let our team help you understand your options.